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The Connected Financial Ecosystem: When Banks, Fintechs and Platforms Work Together
Financial services increasingly operate through connections between banks, fintech companies, technology platforms and specialised service providers. APIs allow different systems to exchange information and capabilities, enabling embedded finance, integrated payments and new digital customer experiences. This edition examines the connected financial ecosystem and the technology making collaboration possible. It explores interoperability, banking-as-a-service and platform integration while considering why security, governance and clear responsibility remain essential as financial services become more interconnected.
Editor's Note
Innovation in financial services increasingly happens across organizational boundaries. A customer experience may combine technology and infrastructure from several providers even when it appears to be a single service. This edition examines the connections making that possible and explores how banks, fintechs and platforms can interact through technology, while recognising that greater integration also requires strong standards for security, reliability and accountability.
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