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Issues from Banking On Technology
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The New Payments Economy: How Money Is Moving Faster, Smarter and More Digitally
Payments have become one of the most visible examples of technology transforming finance. Real-time transfers, UPI, cards, QR codes, mobile applications and digital acceptance systems allow money to move with increasing speed and convenience. Behind these simple customer experiences lies a complex network of banks, payment systems, processors and security technologies. This edition examines the evolving payments economy, the infrastructure supporting digital transactions and how interoperability, reliability and security are shaping the way consumers and businesses exchange money.
Banking Technology in 2026: How Digital Finance Changed the Way Money Moves
Banking technology continued to evolve throughout 2026 as digital payments expanded, artificial intelligence entered more financial processes and security became increasingly important in an always-connected environment. Banks and financial platforms continued modernising the systems behind customer experiences while new forms of digital finance became more familiar. This edition brings together developments across banking, payments, lending, cybersecurity and financial infrastructure to understand how technology influenced the movement and management of money during the year.
Banking Technology 2027: Building the Next Generation of Digital Finance
Banking enters 2027 with technology embedded across almost every layer of financial services. Customers expect immediate digital access, payments continue to evolve and banks are exploring artificial intelligence while strengthening security and modernising underlying systems. This edition examines the technology landscape at the beginning of the year across banking infrastructure, payments, customer experience, cybersecurity and automation. It focuses on the capabilities shaping digital finance and the technological foundations required to deliver financial services reliably at scale.
Inside the Digital Bank: The Technology Behind Every Modern Banking Experience
A modern digital banking experience may appear simple on a phone or computer, but numerous technologies work behind every balance enquiry, transfer and service request. Core banking platforms, databases, APIs, middleware, networks and security systems must operate together reliably and at scale. This edition looks behind the interface to examine the technology architecture supporting digital banking. It explores how financial institutions connect established banking systems with modern applications while maintaining availability, consistency, performance and security.