Upcoming Editions
Preview forthcoming editions, their editorial focus and scheduled publication dates.
The Bank Is Becoming Invisible: How Technology Is Moving Banking Into Everyday Life
Banking is increasingly becoming part of everyday digital activity rather than a destination people consciously visit. Payments happen inside applications, financial services appear within commerce platforms and routine transactions can take place without opening a traditional banking interface. This edition examines the technology enabling this shift, from APIs and digital payments to embedded finance and connected services. It explores how banking is moving closer to the moment of need while the financial infrastructure behind the experience becomes less visible to the customer.
The New Payments Economy: How Money Is Moving Faster, Smarter and More Digitally
Payments have become one of the most visible examples of technology transforming finance. Real-time transfers, UPI, cards, QR codes, mobile applications and digital acceptance systems allow money to move with increasing speed and convenience. Behind these simple customer experiences lies a complex network of banks, payment systems, processors and security technologies. This edition examines the evolving payments economy, the infrastructure supporting digital transactions and how interoperability, reliability and security are shaping the way consumers and businesses exchange money.
Banking Technology in 2026: How Digital Finance Changed the Way Money Moves
Banking technology continued to evolve throughout 2026 as digital payments expanded, artificial intelligence entered more financial processes and security became increasingly important in an always-connected environment. Banks and financial platforms continued modernising the systems behind customer experiences while new forms of digital finance became more familiar. This edition brings together developments across banking, payments, lending, cybersecurity and financial infrastructure to understand how technology influenced the movement and management of money during the year.
Banking Technology 2027: Building the Next Generation of Digital Finance
Banking enters 2027 with technology embedded across almost every layer of financial services. Customers expect immediate digital access, payments continue to evolve and banks are exploring artificial intelligence while strengthening security and modernising underlying systems. This edition examines the technology landscape at the beginning of the year across banking infrastructure, payments, customer experience, cybersecurity and automation. It focuses on the capabilities shaping digital finance and the technological foundations required to deliver financial services reliably at scale.
Inside the Digital Bank: The Technology Behind Every Modern Banking Experience
A modern digital banking experience may appear simple on a phone or computer, but numerous technologies work behind every balance enquiry, transfer and service request. Core banking platforms, databases, APIs, middleware, networks and security systems must operate together reliably and at scale. This edition looks behind the interface to examine the technology architecture supporting digital banking. It explores how financial institutions connect established banking systems with modern applications while maintaining availability, consistency, performance and security.
The Intelligence Behind Money: How AI Is Entering Banking and Financial Services
Artificial intelligence is finding practical applications across banking as financial institutions process large volumes of transactions, documents, customer interactions and risk information. AI can assist with fraud detection, customer service, document processing, analytics and operational workflows while introducing new questions around accuracy and governance. This edition examines where intelligent systems fit within financial services, how they can complement existing technology and why human oversight, reliable data and appropriate controls remain essential when financial decisions are involved.
The Fight Against Digital Fraud: Securing Banking in an Always-Connected World
Digital banking has made financial services faster and more accessible, but it has also expanded the environment that banks and customers must protect. Fraud can involve stolen credentials, phishing, social engineering, malicious applications or manipulation of legitimate payment systems. This edition examines the technologies and practices used to defend digital finance, including authentication, transaction monitoring, identity protection and cybersecurity. It also explores why customer awareness and secure system design must work together as financial activity becomes increasingly connected.
Beyond Cash and Cards: How the Way We Pay Is Continuing to Evolve
The way people pay has changed repeatedly, from physical cash and cards to mobile applications, QR codes, contactless interfaces and real-time account transfers. Each new payment method builds on financial infrastructure that must make transactions convenient, interoperable and secure. This edition examines the continuing evolution of payments and the technologies behind emerging experiences, including tokenisation, mobile payments and digital credentials. It explores how payment interfaces may become less visible even as the systems supporting them grow more sophisticated.
The Technology of Credit: How Digital Systems Are Changing the Journey From Application to Lending
Credit involves a sequence of activities extending from application and identity verification to assessment, approval, disbursement, servicing and repayment. Technology is increasingly influencing each stage through digital documentation, automated workflows, data analysis and connected financial systems. This edition examines the technology supporting modern lending and how it can make processes faster and more consistent. It also considers the importance of responsible underwriting, accurate information, customer protection and human judgment as lending becomes increasingly digital.
The Connected Financial Ecosystem: When Banks, Fintechs and Platforms Work Together
Financial services increasingly operate through connections between banks, fintech companies, technology platforms and specialised service providers. APIs allow different systems to exchange information and capabilities, enabling embedded finance, integrated payments and new digital customer experiences. This edition examines the connected financial ecosystem and the technology making collaboration possible. It explores interoperability, banking-as-a-service and platform integration while considering why security, governance and clear responsibility remain essential as financial services become more interconnected.
Banking for Everyone: How Technology Is Expanding Access to Financial Services
Technology can reduce some of the physical and operational barriers that have historically limited access to formal financial services. Mobile connectivity, digital identity, electronic payments and assisted banking models allow financial services to reach customers through a wider variety of channels. This edition examines the role of technology in financial inclusion and the infrastructure required to make digital banking accessible. It explores how usability, language, connectivity, trust and customer support remain important alongside technological availability when expanding meaningful financial access.
The Digital Identity Question: Proving Who We Are in an Online Financial World
Financial services depend on knowing who is accessing an account, initiating a transaction or requesting a product. As banking moves online, identity verification increasingly relies on digital processes involving documents, devices, biometrics, authentication and secure data exchange. This edition examines the technology behind digital identity in financial services and its relationship with KYC, access control and fraud prevention. It also explores the balance between convenience, security, privacy and consent as customers prove their identity across increasingly digital financial journeys.
The Future of the Bank Branch: Where Physical Banking Meets Digital Technology
Digital banking has reduced the need for many routine branch visits, but physical banking continues to serve customers whose requirements benefit from assistance, advice or complex service. Technology is consequently changing the role of the branch rather than simply eliminating it. This edition examines how self-service systems, ATMs, digital onboarding, video assistance and connected banking platforms can combine physical and digital experiences. It explores how branches may evolve as customer behaviour changes while remaining part of a broader omnichannel banking environment.
The Infrastructure Behind Every Transaction: Inside the Technology That Keeps Money Moving
Every digital financial transaction depends on infrastructure that most customers never see. Networks carry instructions, payment systems route transactions, switches connect participants and settlement processes complete the movement of funds. Data centres, security systems and APIs support these operations continuously. This edition examines the technology behind the movement of money and explains how multiple layers of financial infrastructure work together to provide the speed and convenience users experience while maintaining reliability, accuracy and security at enormous scale.
The Future of Money: How Technology Is Redefining Banking, Payments and Finance
Money is increasingly experienced through technology. Accounts are accessed digitally, payments move in real time, financial services appear inside other platforms and intelligent systems are beginning to assist with banking operations. This edition brings together the technological changes influencing banking, payments, security and financial infrastructure as the industry looks beyond 2027. It examines how digital money and connected finance may continue to evolve while recognising that trust, reliability, privacy and responsible governance remain essential regardless of how sophisticated the technology becomes.