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The Future of the Bank Branch: Where Physical Banking Meets Digital Technology
Digital banking has reduced the need for many routine branch visits, but physical banking continues to serve customers whose requirements benefit from assistance, advice or complex service. Technology is consequently changing the role of the branch rather than simply eliminating it. This edition examines how self-service systems, ATMs, digital onboarding, video assistance and connected banking platforms can combine physical and digital experiences. It explores how branches may evolve as customer behaviour changes while remaining part of a broader omnichannel banking environment.
Editor's Note
The relationship between customers and bank branches is changing as everyday transactions move increasingly online. That does not necessarily make physical banking irrelevant; it changes what customers may expect from it. This edition examines how technology can reshape the branch around assistance, advice and more complex needs while connecting physical service with the same digital systems customers use through mobile and online banking.
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